Check out the newest addition to our business!

You can see a new logo towards the bottom of the page: "The Best of Thervo 2021." It's another way to connect with us for help and advice on college, financial and retirement matters.

You can still email us directly on the "Contact" page. Let us know if we can help you. Take care and be safe!

Updates are coming to UFS! The pandemic has changed how we work, but virtual and in person workshops are in our near future! Contact us for further details.

Check out our Facebook page also, for informative posts.

Ann, Administrative Assistant

Included here are several very important matters to consider.

Developing a life financial plan is a serious process.

Enhance your current and future financial well-being.

What if you live longer than anticipated or die early or accrue too many medical expenses?

The cost of setting a plan in place NOW far outweighs the cost of trying to get a plan together later.

Take steps now to start developing your plan. Contact us to help you with this important action.

Our Trusted Partners

What Our Clients Are Saying...

  • We weren't able to afford Roger's excellent services.  However, the advice he gave us to benefit our students,  who are now doing very well, is much appreciated.  Also, and because of his broader advice, he provided, by referral, an expert in relation to a Government Program, covering personal needs, to which we had been told there was no chance of receiving for Jamie; that resulted in one success when we were suffering.  Equally, the college planning advice helped us and our children move forward in our lives to what is now a brighter future on most fronts. Thank you for your professionalism and personal attention to our needs.  
    Jamie and Wendy, May 2021
  • It was a pleasure working through the college planning process with Mr. Roger Relfe. He was able to effectively address all our questions and financial planning concerns while creating and delivering a comprehensive SET4LIFE plan. We appreciated Roger’s no-nonsense, honest and forthright approach.

    Scott and Katie E, O’Fallon, IL

  • “Rogers’s advice was indispensable in helping us navigate, plan and pay for our two sons’ college education. We saved money and lessened the anxiety surrounding this process. We highly recommend his advice.”

    Scott and Anna, clients since 2011

  • “Thank you so much for sending me the graduation/birthday card, and for helping me along my college journey!”

    Madyson graduated in the top 10% of her class.

    Madyson, client since 2016

Want to know more about Roger Relfe?

Call us at 1-618-236-2701 or visit: