Check out the newest addition to our business!

You can see a new logo towards the bottom of the page: "The Best of Thervo 2021." It's another way to connect with us for help and advice on college, financial and retirement matters.

You can still email us directly on the "Contact" page. Let us know if we can help you. Take care and be safe!

Also, we are researching starting Zoom workshops again, in the near future! Contact us for further details.

CPN, our college planning associate, has a A+ rating with the Better Business Bureau and is ready to help us better guide you and your student through the challenging college planning process.

Ann, Administrative Assistant

Included here are several very important matters to consider.

Developing a life financial plan is a serious process.

Enhance your current and future financial well-being.

What if you live longer than anticipated or die early or accrue too many medical expenses?

The cost of setting a plan in place NOW far outweighs the cost of trying to get a plan together later.

Take steps now to start developing your plan. Contact us to help you with this important action.

Our Trusted Partners



What Our Clients Are Saying...

  • It was a pleasure working through the college planning process with Mr. Roger Relfe. He was able to effectively address all our questions and financial planning concerns while creating and delivering a comprehensive SET4LIFE plan. We appreciated Roger’s no-nonsense, honest and forthright approach.

    Scott and Katie E, O’Fallon, IL

  • “Rogers’s advice was indispensable in helping us navigate, plan and pay for our two sons’ college education. We saved money and lessened the anxiety surrounding this process. We highly recommend his advice.”

    Scott and Anna, clients since 2011

  • “Thank you so much for sending me the graduation/birthday card, and for helping me along my college journey!”

    Madyson graduated in the top 10% of her class.

    Madyson, client since 2016

Want to know more about Roger Relfe?

Call us at 1-618-236-2701 or visit:


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